What questions would you ask your employee as a HR Director of Accounting about her financial planning?

What questions would you ask your employee as a HR Director of Accounting about her financial planning?
Based on my info: Female, 23 years of age; single and pregnant. Works for the County $12,500/yr; part-time Has health benefits: $2,000 ded.; 20 co-pay Question to you: How can I afford this baby on what I make at the county? What info. do you need from the client and what advice can you give? What professional and ethical risks do you see from the info. I have given you?