IRA Distribution for 1st home Tax Questions?

IRA Distribution for 1st home Tax Questions?
I pulled 15K+ out of my IRA for a down payment on a home. The account was in my name only. Can I claim all $15K as penalty free saying the 10K was for me and the remainder for my wife even though my wife's name was not on the IRA account?


Answers:

Chosen Answer
v b:  Nope. If she'd had money in an IRA of her own, you could have pulled up to $10K out of it penalty free. But the limit PER IRA is $10K.
2008-03-19 23:18:02
Greg M:  No.
2008-03-20 01:33:36